How many points is 20 over the speed limit in NY?
In New York, a speeding conviction for 11 to 20 mph over the posted limit adds 4 DMV points (1 to 10 is 3 points, 21 to 30 mph over is 6 points, 31 to 40 mph over is 8 points, and 41+ is 11 points).
In New York, a speeding ticket for 20 mph over carries 4 points and a court fine of $90 to $300 (first conviction range) plus a mandatory surcharge of $88 or $93 depending on the court. If the speeding offense is 16-20 mph over then a conviction can result in an auto insurance increase (or if this is your second moving violation convictions within 36 months). You can also be subject to a Driver Responsibility Assessment Fee ($300+) if you have 2+ points within 18 months of your ticket.
Key Things to Know:
- In New York, a speeding ticket for 20 mph over carries 4 points and a court fine of $90 to $300 (first conviction range) plus a mandatory surcharge of $88 or $93 depending on the court
- If the speeding offense is 16-20 mph over then a conviction can result in an auto insurance increase (or if this is your second moving violation convictions within 36 months)
- You can also be subject to a Driver Responsibility Assessment Fee ($300+) if you have 2+ points within 18 months of your ticket
Because the total cost can extend beyond the ticket itself, it helps to look at points, insurance exposure, surcharges, and any driver-responsibility assessment before deciding how to respond.

